2.17.94.1, 2019-07-05 00:05:51

Compare

Not sure which option is right for you? Watch the video below to learn more about leasing vs. financing.

Still trying to decide which financial plan works best for you? Check out our quick guide for the pros and cons of financing, leasing and our VW Select option. For more information, visit your nearest Volkswagen dealer and talk to one of our experienced Business Managers.

Financing
VW Select
Leasing
Financing
VW Select
Leasing
Cost
 
 

Finance

You can borrow the full purchase price of the vehicle plus extras such as Protection Plans, accessories and fees. Taxes are calculated on the full purchase price of the vehicle.

VW Select

You can borrow the full purchase price of the vehicle plus extras such as Protection Plans, accessories and fees. Taxes are calculated on the full purchase price of the vehicle.

Lease

You will pay monthly installments based on an amount pro-rated to the term and kilometre option of your choice; plus any extras such as Protection Plans, accessories and fees. Taxes are calculated on the monthly payment, not on the full price of the vehicle.
Ownership
 
 

Finance

You are the registered owner of the vehicle while you pay your monthly installments. When you complete your final installment you will have full ownership.

VW Select

You are the registered owner of the vehicle while you pay your monthly installments. When you complete your final installment along with the lump-sum VW Select payment you will have full ownership.

Lease

You do not own the vehicle while you pay your monthly installments. When you complete your final installment, you will have the option of buying your Volkswagen for a predetermined price, or returning it.
Payments
 
 

Finance

You pay off the value of the contract, over a fixed term, with equal monthly or biweekly installments. You can reduce your installment amount by making a down-payment at the time of purchase. Your first payment is due 30-days from the day you take delivery.

VW Select

You pay down the value of the contract, over a fixed term, with equal monthly or biweekly installments. On the due date of your final installment a pre-determined amount (end-value) becomes due to satisfy the contract. You can reduce your installment amount by making a down-payment at the time of purchase. Your first payment is due 30-days from the day you take delivery.

Lease

Similar to renting a home, you pay a monthly installment for exclusive use of the vehicle over a fixed term, with an option to purchase the vehicle for a predetermined amount (residual value) at the end of the term. You can reduce your installment amount by making a down-payment at the time of purchase. Your first payment is due on the day you take delivery.
Personalization
 
 

Finance

You can customize the term, repayment structure and more to suit your personal situation.

VW Select

You can customize the term, repayment structure and more to suit your personal situation.

Lease

You can customize the term, kilometre allowance, and more to suit your personal situation.
Upgrading your vehicle
 
 

Finance

At any time during, or at the end of the fixed term, you can explore upgrading to a new Volkswagen with your Dealer. There is no penalty for paying out your loan early.

VW Select

At any time during, or at the end of the fixed term, you can explore upgrading to a new Volkswagen with your Dealer. There is no penalty for paying out your loan early.

Lease

At any time during, or at the end of the fixed term, you can explore upgrading to a new Volkswagen with your Dealer. There is no penalty for paying out your lease early.
Protection Plans
 
 

Finance

Mechanical Breakdown Protection

Vehicle Loss Privilege Program

Appearance Protection

Loan Protection

Anti-Theft

VW Select

Mechanical Breakdown Protection

Vehicle Loss Privilege Program

Appearance Protection

Loan Protection

Anti-Theft

Lease

Lease Excess Wear Waiver

Mechanical Breakdown Protection

Vehicle Loss Privilege Program

Appearance Protection

Loan Protection

Anti-Theft